Head of Risk

Background

Atlas is the concierge and credit card that unlocks coveted access and enables seamless spending. Our cardmembers are discerning, busy individuals who rely on Atlas to deliver convenience across their lifestyle while ensuring their spending power is both reliable and effortless.

In just 12 months, we’ve scaled to over $X00,000,000 in spending volume, growing double digits monthly—organically, with no paid marketing.

We are backed by world-class investors and have multiple years of runway. Our team brings experience from building and launching iconic products and companies such as Apple, Robinhood, and DoorDash.

We’re a small team of around 25 people based between NYC and SF. We value in-person collaboration and expect you to join us in the office.

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Risk at Atlas

Risk at Atlas spans credit, fraud, and payments, requiring a comprehensive approach to ensure maximum spending power for our members while safeguarding their financial security and privacy.

We underwrite our cardmembers—high-net-worth individuals and families—with a focus on thoughtful credit risk management and proactive fraud prevention. This includes protecting cardmembers from bad actors, ensuring their transactions are secure, and maintaining the highest standards of data privacy. Our ultimate goal is to deliver a seamless and secure experience that aligns with the elevated expectations of our members.

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Underwriting:

* Build a technology-driven credit model for rapid line sizing, with a bespoke option for high-spending members.

VisaWill sponsor

SQL

Apply to this role

* Proven experience managing risk for personal cards, loans, or payments, particularly with a high-net-worth client base. * Expertise in credit, fraud detection, payments risk management, and member privacy/security practices. * Strong understanding of modern financial technology tools (e.g., Plaid, software-driven underwriting, fraud detection systems). * Exceptional communication skills with the ability to collaborate across teams, including founders, engineering, and member services. * Ability to execute and manage time-sensitive tasks in a fast-paced, entrepreneurial environment. * Availability to work in-office in NYC or SF.

Apply to this role