AML & Prohibited Activities (Investigations) Analyst

Ongoing Monitoring sits in our first line of defence (1LOD) operations’ department, responsible for monitoring the activity of our SME customers (‘members’) for the purpose of preventing, detecting and reporting sanctions, money laundering, terrorism financing, tax evasion, bribery and corruption, money mules and fraud.

It's an opportunity to work with an amazing team across multiple geographies, including analysts, team leaders, product and engineering managers, data scientists and operations managers. The role has exposure to many senior stakeholders across the business and is at the heart of what we do to protect our customers.

Here at Tide, we are looking for someone who

- has a good understanding of Financial Crime Typologies including money laundering, terrorist financing, fraud, and sanctions evasion, bribery, tax evasion, and suspicious activities reporting.

- is passionate and proactive, who will help ensure Tide is taking all relevant steps to detect and prevent all aspects of financial crime.

- understands financial crime in a global financial set up with specific focus towards UK and Europe Geography.

- has exceptional communication skills in English (both Written and Speaking).

- can use expert judgement to recommend if a case warrants filing of a Suspicious Activity Report (SAR)

This role is a key element of our ongoing monitoring team sitting within the first line of defence. You’ll be responsible for ensuring we put our genuine members first, through monitoring transaction types and behaviours across our customer base, whilst spotting and investigating potentially suspicious activity.

As an Alert Review analyst you’ll be performing tasks related to the following

Transaction Monitoring Alert Review & Analysis

- Monitor and investigate alerts generated by automated transaction monitoring and sanctions screening systems.

- Conduct comprehensive, risk-based reviews of customer accounts and transaction histories to identify suspicious patterns or activities that deviate from a customer's normal behavior.

- Synthesize information from various sources, including customer profiles (KYC/CDD), public records, adverse media, and internal data.