FinCrime AML/CTF Manager

Remote: yes Posted: 2026-07-23

As our FinCrime AML/CTF Manager, you'll lead, grow, and manage our 1st line AML/CTF operations team, translating compliance policies into smooth, actionable risk management processes across the entire customer lifecycle.

Here's what that looks like in practice:

- Customer Risk Management - Owning and maintaining the Customer Risk Assessment Frameworks, ensuring risk scoring and categorisation accurately reflect financial crime realities.

- Lifecycle & Periodic Reviews - Leading periodic and event-driven reviews across the customer portfolio to dynamically reassess customer risk categorisations.

- Oversight of Due Diligence Activities - Overseeing onboarding and ongoing monitoring activities executed by KYC and KYB teams, aligning internal controls with regulatory expectations.

- Product Requirements & UX Optimisation - Partnering closely with Product teams to define actionable onboarding requirements that balance regulatory compliance with a frictionless user experience.

- Surveillance & Detection Management - Overseeing end-to-end transaction monitoring for all AML/CTF typologies, including timely assessments, escalations, and scenario calibrations.

- Team Leadership & Stakeholder Management - Mentoring and scaling a team of AML/CTF analysts, driving operational excellence, and regularly reporting risk metrics to senior management.

- Compliance Translation - Acting as the primary liaison to the 2nd Line Compliance team, proactively translating regulatory updates into scalable operational workflows.

- Reporting to the FIU - Serving as the final 1st line approver for Suspicious Activity Reports (SARs) and Suspicious Transaction Reports (STRs).

- Audit & Regulatory Liaison - Preparing operational documentation and data for internal audits, external regulatory reviews, and inquiries from competent authorities.

Who we're looking for

This role needs someone equipped with strong leadership, deep regulatory mastery, and an operational mindset to protect our ecosystem against financial crime.

- Experience - 6+ years in AML/CTF operations within Fintech, digital banking, or payment processing environments, with 2+ years of experience leading and managing dedicated teams.

- Regulatory Knowledge - Profound understanding of EU AML Directives and FATF recommendations, with strong knowledge of Luxembourg regulatory requirements (knowledge of Italian regulations is a plus).